To qualify, you typically need to be a U.S.-based business with at least 6 months of operating history, a valid business bank account, and minimum monthly revenue (usually around $5,000+). Credit history may also be considered depending on the loan product.

Once approved, funds are usually deposited into your business bank account within 24 to 72 hours. In some cases, same-day funding may be available.

No — applying for funding only involves a soft credit check, which does not impact your personal or business credit score. A hard inquiry may only occur if you accept an offer and proceed with funding.

You can use the funds for nearly any business-related expense, including inventory, payroll, marketing, equipment, expansion, or covering short-term cash flow needs. There are no restrictions as long as it supports your business operations.

No — most of our funding options are unsecured, meaning you don’t need to put up assets or personal property as collateral. However, some loan types may require a personal guarantee depending on the amount and your business profile.

Our passive income scaling program is a unique solution for Turo, Airbnb, as well as all other passive and semi-passive business owners to delegate day-to-day management to our trusted commercial operators while simultaneously providing a hands-on consulting service which allows our clients to access capital needed to grow exponentially within a matter of weeks.

Our car sharing hosts have scaled their fleets from 5 units to 30 within a matter of weeks after enrolling – all without risking any of their own capital. First, we identify the right market to place existing units in. This increases cashflow and reduces overhead. We then leverage newfound cashflow and our proprietary network of lenders and dealerships to exponentially scale your fleet operations.